Dear plastic-users (non-silicone variety),
My VISA rewards card is nearing the end of the 6 months of bonus cash back (3% on gas and groceries, afterward 1%), so I am searching for a new card with better rewards. I thought I had found what I was looking for in the American Express Blue Cash card, which offers 5% back on gas, groceries, and drugstores after you spend $6,500 annually. As materialistic as I am, I hardly put more than $1500 a month on my card, rent and utilities included.
Though even with my limited plastic-use, after some calculation I figured that Blue Cash was worth it, and so I applied. I've never been rejected from any college I've applied to, but I've been denied credit twice for these suped up rewards cards. Bastards. They know I'm a credit card deadbeat who pays off full balances each month so they don't make a dime off of me.
It's always the pretty ones who reject you, while the dogs are sending unsolicited offers of credit.
I guess my 1% cash back will have to do for now.
2 comments:
What bank do you use? I know I have a BoA Rewards Visa where I earn a point for every dollar I spend and then can exchange those points for various things, including cash back.
Also, some of those American Express cards make you pay off your balance each month and charge an annual fee instead. I don't know if they have rewards, but those might be up your alley. I think the green, gold, platinum card are like that.
Thanks for the heads up. I have the bank of america cash rewards card (I opted for just rewards for the extra percentage cash back for the first 6 months). The AMEX blue cash card is just like a regular credit card with an APR and the ability to carry a balance. The bad thing is that AMEX is not universally accepted.
The blue cash's rewards is among the best...if you qualify, which as it turns out, I don't. :(
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